What is Title Insurance?

Title insurance protects homebuyers from unforeseen events, hidden debts, changing circumstances, and unnoticed errors that could affect the legitimacy of their property title. Even when your real estate transaction is closed, your claim to a property’s title could be challenged by a seller’s heirs, spouse, debtors, business partners, or anyone else who had an interest in the property. Title insurance protects you, the homebuyer, from the financial burden of claims arising from:

  • Undisclosed prior mortgages
  • Undisclosed liens
  • Undisclosed easements or restrictions of use
  • Inadequate legal descriptions
  • Improperly recorded deeds

Title insurance is not just about protecting the investment of a homebuyer if they are challenged by a third party – it is about ensuring that a title has no defects before a policy is issued. For this reason, we provide title search and examination.

Title & Settlement Services from Attorneys’ Title Services

Attorneys’ Title Services performs comprehensive searches to determine whether or not there are any issues with a property’s title. Our searches include:

  • Court judgments
  • Land records
  • Bankruptcies
  • Probates
  • Divorces
  • Tax records
  • Water and sewer bills

How Much Does it Cost and How Long Does it Last?

Title insurance policies last as long as you maintain ownership over your property, and you only have to make one payment.